Investment & Retirement
Retirement Calculator
About you
Savings
Income
In today's dollars. Inflation is applied for you.
Assumptions
Conservative 6 to 7%, moderate 7 to 8%, aggressive 8 to 10%.
Historical average is 2 to 3%.
Good to know
- Start early to take advantage of compound growth.
- Capture the full employer 401(k) match.
- Consider a Roth IRA for tax-free income in retirement.
- Diversify across asset classes.
- Review and adjust the plan once a year.
- Plan for healthcare costs in retirement.
Assumptions
- Uses the 4% withdrawal rule for retirement income.
- Assumes consistent monthly contributions.
- Adjusts the desired income for inflation.
- Does not include Social Security benefits.
- Investment returns are averaged over time.